List of bankrupt people

Just like your birth, marriage and death records, bankruptcy is also a subject to be recorded in the public records. Thus, finding a list of bankrupt people is not impossible. Anyone can know about your bankruptcy status by checking public records. Bankruptcy records of a person can be found in Insolvency Register in United Kingdom. You can see the list of bankrupt people on the website of Insolvency Services. There you can check online the IVA details of a person as well as all Debt Relief Orders related to someone. Alternatively, you can visit the office of the local Official Receiver and check the debt and bankruptcy details of a particular person.

The Insolvency Register contains the list of bankrupt people with their details like name, address, occupation and date of birth. The debt and bankruptcy related details like bankruptcy status and the IVAs can also be there. You can also see if any Bankruptcy Restriction Order has been passed against the person. The details of the court where the bankruptcy order was passed and the date of declaration of bankruptcy can also be found there.

The Insolvency Register contains the following details of a bankrupt person:
Bankruptcy details of a person, where bankruptcy is not discharged in the last 3 months.
Individual Voluntary Arrangements (IVAs) and its details.
Debt Relief Orders .
Bankruptcy restriction orders, if passed any.
In Insolvency Register, you can find the list of the bankrupt people with their basic details such as name, address, occupation and death of birth. The information about particular individuals may vary greatly and you may not able to find all the details about a particular person.
How to search the list of bankrupt people

1. Searching On-line

You can search the list of bankrupt people online free of charge. You can access the database and make a specific search with the person’s surname whose records you are looking for. The search can give you results covering the whole areas of England and Wales. You can even print the records of the people that are found online.

2. From the office of the local official receiver

You can also access the list of bankrupt people at the office of your local Official Receiver. The office can be found open from Monday to Friday from 9am till 5pm. You can search the office of the Official Receiver nearest to your location in your phone book. You can also call on the Enquiry Line of The Insolvency Service at 0845 602 9848 and ask for the office address of the Official Receiver nearest to your place.

3. By a subscription service

A subscription service is also available for finding details of the bankrupt people. This can be made available to you via an XML data file and for this you will have to make a request to the eIIR. More details about this subscription service can be asked by a request e-mail at But you need to have the expertise and software/tools to process an XML data file. The yearly subscription charge for this service is £1,440 inclusive of VAT as of January 2011.

4. Searching records of company in liquidation

If you want to search for any company in liquidation or a director of the company who has become insolvent, you will have to approach the Register of Companies. You will have to write to them to get any particular detail. Their address is as below:

The Register of Companies
Companies House
Crown Way

What details you need to provide them

You need to provide them with your following details so that they can send you the relevant details about the insolvent company or the director asked by you:
Your full name and complete postal address
Some details about the person whose details you are looking for, such as:
First name, surname and address.
Occupation and details of job, trade, business etc.
date of birth, if known or an approximate age.
Try to provide as much information about the person as you can give. This will be helpful for them to search the registers and find out the records of the individuals.

Following your request, you will receive:
A report from the office of the register with any or all records that matches the details provided by you.
If the register was not found with any record, matching your details, you will find a report with a ‘nomatch found’ mentioned on it.

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