• Welcome to Iva123.co.uk

    We offer easy to understand information and opinions on an IVA.

    Our website is completely free to use.

    We do not sell any debt solution, we are not a Debt Management Firm.

    An IVA adviser
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  • Our promises to you

    We'll give you easy to understand guides on everything related to IVAs.

    We'll never push you to apply for any Debt Solutions asking your contact details.

    We'll give you useful information, so you can make an informed choice.

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Spotlight

    • How will an IVA affect my home?

      Unlike bankruptcy, with an IVA you will not be forced to sell your property. In case you rent your home you have to check out your tenancy agreement. You can find more about your property in regard of this common Debt Solution.

      A common street in UK
    • Would my lifestyle have to change if I entered into an IVA?

      During an IVA you can maintain a comfortable lifestyle. You will have to adjust your life to a more modest way of living and stick to a budget. Advice and more on this guide.

      Two women shopping in a city street.
    • IVA - What are the costs involved?

      When an IVA is up and running, fees will apply. These are divided in two categories, Nominee’s Fee and Supervisor’s Fee. This guide not only gives you an overview, but provides you with details of the costs.

      Money put out to dry